Steps for Completing a Point of Banking (POB) Purchase
Follow these steps to complete an in-store purchase using Debit (POB) Payments:
- Ring up the product in your point of sale system to get the product total
- Select the green "CLICK TO BEGIN" button on the POSaBIT app
- Depending on your venue settings you may need to enter your 4-digit unique employee pin number
- Enter purchase amount (this is the product total from the POS)
- Select "Debit" as the payment method to initiate a POB transaction
- Note: If debit is the only payment method your account is using through POSaBIT, "Debit" will be automatically selected and this step will be skipped.
- Pass the debit device to the customer
- Customer accepts the Surcharge on the card terminal (the surcharge will be added on top of the rounded total)
- Customer selects a tip option
- Note: If "Smart Tips" are enabled for your venue, the recommended tip amounts will automatically calculate to reduce the change given based on the entered purchase amount. The customer will also be able to select "Custom Tip" or "No Tip"
- Customer inserts their card on the terminal and enters their PIN
- After the customer's card has been approved, enter the "POS Tender Amount" in your point of sale to ensure the "change" amount on the POS matches the change amount displayed in POSaBIT.
*Note: If you do not have a tender option to differentiate Debit (POB) purchases from cash transactions, enable Debit or Cashless ATM as a tender button on your POS to track Debit (POB) transactions.
Example flow with $1 Smart Tipping enabled:
Example flow with $10 Smart Tipping enabled:
Click here to view the PDF Transaction Guide
*Reconciliation Tip: For easy reconciliation, keep the merchant copy in your till to help track change out of your till. Your POSaBIT portal reports will track transaction details such as: Transaction date/time, change back amounts, purchase totals, and more!
